Professional Liability Insurance & Cyber Risk Coverage for Lawyers
Protect your law firm with coverage built specifically for lawyers —straightforward, affordable, and backed by trusted carriers.
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Overview
Solo attorneys and small to mid-sized law firms play a critical role in guiding individuals and businesses through complex legal and regulatory challenges. With client trust at the center of your practice, protecting your law firm from professional missteps and cyber treats is essential. At Protexure, we provide insurance solutions built specifically for lawyers, helping law firms operate with confidence and security.
Lawyers face a unique set of risks, including:
Professional Liability Exposure
- Errors, omissions, or missed deadlines can lead to costly malpractice claims.
- Even minor oversight can impact your law firm’s reputation and financial stability.
Cyber and Data Risks
- Managing confidential client information puts your firm at heightened risks of data breaches and cyber attacks.
- Meeting evolving privacy and security requirements only adds to the complexity.
Business Continuity Concerns
- A malpractice claim, client dispute, or cyber incident can significantly disrupt your law firm.
- Many solo lawyers and small law firms lack the internal resources to respond quickly and effectively to potential malpractice or cyber claims.
Evolving Regulatory Environment
- Shifting laws, ethical rules, and compliance obligations require constant attention-leaving more room for unintentional exposure.
Professional Liability
Protects lawyers against claims of errors, omissions, or negligence in the legal services provided. Essential for solo attorneys and law firms to safeguard both reputation and financial stability.
Cyber Insurance
Covers law firms in the event of a data breach, ransomware attack, or other cyber incident. Helps protect confidential client information and supports fast recovery from digital threats.
Additional Insurance
We can help place additional coverage options that law firms may need, including Employment Practices Liability Insurance (EPLI), Business Owners Policy (BOP), Workers’ Compensation, and more – so your law firm stays firmly protected.
Why Choose Us
Move forward with confidence knowing your firm is protected by specialists who understand your practice.
Specialized Coverage
Professional Liability solutions designed specifically for solo and small to mid-sized law firms, backed by trusted carriers.
Trusted by Clients
More than 90% of our law firm clients renew with us year after year – a reflection of the service and value we deliver.
Simple Process
Easy online applications, fast turnaround times, and responsive in-house underwriting support.
No-Obligation Policy Review
We’ll review your current coverage, identify gaps, and provide a side-by-side comparison with recommended solutions – no commitment required.
Competitive, Transparent Pricing
Flexible payment options and pricing that often saves firms 20% or more compared to their current coverage.
Learning Resources
Why Retiring Lawyers Should Think Twice Before Switching Professional Liability Carriers
Lessons from the Courtroom: Real Cases for Small Law Firms
EBOOK: How Strong Communication Drives Attorney-Client Satisfaction
This was my first time having to obtain professional liability insurance (I was always covered by a firm or my company in the past). My [account executive] was very, very helpful and extremely patient. I really appreciate their guidance.
James B. | Lawyer
I found the Protexure representatives to be extremely professional, knowledgeable and courteous. They found similar coverage for me for a substantial amount less than had been paying. I have been pleased with Protexure’s service and would recommend it highly.
David L. | Lawyer
Details or FAQs
Why should I work with a provider that specializes in smaller law firms?
Our program is designed to meet the needs of professional accountants, certified public accountants (CPAs,) and small to mid-size accountant firms because these practices have unique needs and risk profiles. By focusing on this segment:
- Coverage fits your firm: Policies are tailored to the types of claims smaller firms are most likely to face.
- Rates stay competitive: Large firms carry higher risk and more volatile claims. By excluding them, we can offer more affordable premiums.
- Faster, simpler service: Specialization allows for quicker quotes, easier applications, and responsive support.
- Expertise you can trust: We understand the challenges of small accounting practices, so you get advice and coverage that truly fits your firm.
Why do I need Lawyers Professional Liability Insurance?
Lawyers Professional Liability Insurance protects the personal assets of a lawyer if a client makes a claim. Without it, legal fees, settlements, or lawsuits could put your firm and livelihood at risk.
Why does my law firm need Cyber Insurance?
Law firms are high-value targets for cyberattacks because they store sensitive client data and confidential case information. A cyber breach can lead to costly downtime, reputational damage, legal obligations, and lost revenue. Cyber Risk Insurance helps protect your firm by covering data breaches, ransomware attacks, business interruption, and required notifications. It ensures your firm can recover quickly and stay compliant, keeping your clients’ information secure and your practice running smoothly.
How is my premium determined?
Your premium is determined by several key factors, including your law firm’s areas of practice, claims history, length of continuous coverage, and the liability limits and deductibles you select. Premiums also follow a step-rate structure, meaning newer firms or newly established policies typically see lower premiums in the first few years, with gradual increases as exposure grows. Once your policy reaches its “mature” year, the premium levels off. This structure reflects the rising risk associated with more years of professional services during which a claim could arise.
Who is covered under a Lawyers Professional Liability Policy?
Coverage typically includes the law firm itself or solo attorney as the “Named Insured,” as well as current, former, and future principals, partners, officers, members, employees and sometimes contract or temporary staff working under the law firm’s supervision.
Protect your practice from every angle.
Solo lawyers and small to medium-sized law firms are our top priority. Many Protexure customers have saved 20% or more. Contact our licensed experts to get an estimate today.