Our Insurance Solutions for Small & Mid-Sized Accounting and Law Firms
Protect your accounting or law firm with specialized professional liability and cyber insurance. Simple, clear coverage solutions designed for small to mid-sized firms, backed by trusted carriers.
Professional Liability Solutions
Protexure offers a focused portfolio of insurance products designed specifically for accounting and law firms. Our solutions address the unique risks these professional practices face, with streamlined applications, responsive underwriting, and coverage from financially strong carriers—so you can protect your firm efficiently and confidently.
Professional Liability Insurance
For Small & Mid-Sized Accounting and Law Firms
- Broad definition of policy services
- Regulatory coverage up to $50,000
- 50% reduction of deductible for any claim resolved in it’s entirety before mediation
- Free non-practicing professional extended reporting period for qualifying professionals
- Personal injury and advertising liability coverage
- Prior Acts Coverage available for qualifying firms
- Loyalty deductible credit for qualifying firms
Cyber Insurance
- Security Breach Expense
- Security Breach Liability
- Restoration of Electronic Data
- Extortion Threats
- Public Relations Expense
- Computer & Funds Transfer Fraud
- Social Engineering
- Ransom Payments
- Hardware Replacement Costs
- Business Income & Extra Expense
- Post Breach Remediation Coverage
- Website Media Liability
- Telecommunications Fraud
Additional Coverage Options
Enhance your protection with policies designed to cover broader business risks:
- Business Owner Policy (BOP) – Combines general liability and property coverage in a single package.
- Excess Liability Insurance – Provides higher limits above your primary policies.
- Workers’ Compensation – Covers employees in case of work-related injuries or illnesses.
- Employment Practices Liability Insurance (EPLI) – Protects against claims related to employment disputes, harassment, or wrongful termination.
FAQs
How do I know which coverage is right for my firm?
The right coverage depends on your firm size, services offered, claims history, and risk exposure. Our team can review your current policy and recommend a combination of Professional Liability, Cyber, and optional coverage tailored to your needs.
What should I look for when comparing policies?
When reviewing policies, focus on coverage limits, deductibles, exclusions, defense cost structure, and extended reporting period (tail) options. Small differences in wording can significantly impact protection.
Is there a cost to have my current policy reviewed?
No. We offer a complimentary, no-obligation policy review to help identify potential gaps and compare coverage options.
Can I bundle multiple coverages into one policy?
While Professional Liability, Cyber Insurance, and other business coverages are issued as separate policies, we can help you secure and coordinate all of them together.
Our team works with you to align effective dates, limits, and coverage terms to ensure your policies complement one another and provide seamless protection for your firm.
Can coverage be adjusted as our firm grows?
Absolutely. As your firm adds attorneys, accountants, practice areas, or locations, coverage limits and policy structures can be reviewed and adjusted to reflect your evolving risk profile. We regularly assist firms in updating their policies to keep pace with growth.
We’ve had prior claims — can we still obtain coverage?
Yes. Many firms have prior claims history. Coverage availability and terms depend on the nature, severity, and frequency of past claims, but having a claim does not automatically disqualify your firm. We work with carriers to explore options and help position your firm appropriately during the underwriting process.
Request a Policy Comparison
Wondering how your current coverage stacks up? We’ll review your policy with you, explain key provisions, and identify any potential gaps – at no cost and with no commitment required.
Firm Risk & Business Insights
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